Chris- When I was a teenager, my Dad put a placard in my bedroom that read, “Old age and treachery will overcome youth and skill.” He got a kick out of that placard.

Some people acquire youth and wisdom at an early age, but most of us take longer. Some never get there, but the optimist in me tries to share what I know in the hopes that it will benefit others.

Thanks for reading and sharing your insightful comments here!